Solutions

Everything we offer, explained in plain English

Most families we work with use two or three of these together. Read through, and we'll help you work out which ones make sense for you.

Mutual funds

A mutual fund pools money from many investors, and a professional fund manager invests it in shares, bonds or both. You can start small, add a fixed amount every month and usually have your money back in your bank within a few working days.

This could suit you if

You want a simple, easy to access base for your portfolio
You would like to invest a set amount every month, or park a large sum and phase it in

How we tailor it

We choose funds from the fund houses we work with, based on your goals and your tax situation. Large lump sums can go in gradually through a systematic transfer plan, and when you need an income we set up a monthly withdrawal plan.

PMS

In a Portfolio Management Service, a SEBI-registered portfolio manager builds and runs a portfolio of stocks for you. The shares sit in your own demat account, so you can see every holding and every trade.

This could suit you if

You have ₹50 lakh or more set aside for equities
You want a focused portfolio run by a specialist, with more say than a mutual fund gives you

How we tailor it

We shortlist a handful of managers whose style suits you. Before we suggest anyone, we look at how they did in good years and bad ones, how far their portfolios fell in rough patches, what they charge and how long the team has worked together.

AIF

Alternative Investment Funds pool money from larger investors to go where most people can't easily reach, like private companies before they list, private lending and specialist trading strategies. Category I and II funds invest in unlisted businesses, private credit and real estate, and usually lock your money in for a few years. Category III funds trade in listed markets with more flexible strategies.

This could suit you if

You have ₹1 crore or more to invest
You can leave this money untouched for several years

How we tailor it

We read the fine print for you: the lock-in, the fee structure and how the manager's earlier funds actually turned out. We also size the investment so it never squeezes the cash you might need.

Indian and US stocks

You can own shares in Indian or US companies directly. This is offered only through outside partner platforms: we introduce you and help you open an account with them, and your shares are held in your own name with that platform.

This could suit you if

You want to own specific businesses you believe in
You want part of your money in large US companies

How we tailor it

We make sure the stocks you pick sit sensibly alongside your funds and PMS, so you don't end up owning the same company three times over without realising it.

Bonds and fixed income

Bonds, listed NCDs, corporate fixed deposits and market-linked debentures pay interest on a set schedule. They are the steadier part of a portfolio and are useful when you need regular income or are saving for a known expense.

This could suit you if

You want predictable income
You are parking money for something a few years away, like a child's education

How we tailor it

We check each issuer's credit rating and finances, and spread your money across issuers and maturity dates so that one problem can't do much damage.

Everything above is general information about product types, not a recommendation. Minimums and features can change, and every product has its own offer document that you should read before investing. We only suggest products after understanding your situation in full.

Not sure which of these fit you?

That's what the first call is for. We'll ask about your goals and point you to the two or three that make sense.

Book a call